Should you wish to pay for your unit through availing a financing option, you will be obliged to pay a financial obligation called “monthly amortization.” Monthly amortization is an installment payment system where clients are monthly obliged to fulfill payments for the property they wish to own. Each monthly payment covers an agreed portion of the total loan amount for the property and its predetermined and agreed interest. This payment system is implemented by banks, in-house financing, and other financing options.

Buyers are obliged to pay monthly amortization for their unit thirty (30) days upon date of reservation. Buyers may fulfill and submit payments by issuing postdated cheques, depositing payments to developer’s bank account or through personal payment at the developer’s main office. Delays or failure to provide pay as scheduled would incur corresponding penalties and late payment fees charged to the buyer.

Miscellaneous fees covers expenses and requirements for the turnover process. This includes but is not limited to assessed fees for electricity, water, cable, and other utilities.

Clients are provided various payment options most convenient to them:

• Straight cash payments – clients pay upfront the full cost the property they wish to purchase.
• Deferred cash payments – clients pay in installment the price of the property based on an agreed payment schedule.
• Bank Financing – clients may opt to pay for their property financed by a bank. This will require the client to submit various requirements as part of their housing loan application. Bank Financed loans are subject to review, appraisal, approval, and interests defined by the bank.
• Inhouse Financing – similar to Bank Financing, clients may opt to pay for their property by applying for it to be financed through an In-house Financing system. Clients will also be required to submit various requirements when they apply and shall also be subject to approval and provided appropriate interests defined by the in-house financing system.

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Yes, clients may request to change their payment term provided that is made with the thirty (30) days reservation period with no additional fee. If the request for change is made beyond said period, the client will have to pay P 5,000.00 for documentation and processing fee.

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Buyers may request to change the owner name of the unit they reserved provided that it is made within the thirty (30) days reservation period, that the transfer will be made out to their spouse or children, and they provide the following documents to process their request:

• (A) Letter of request.
• (B) Filled out Reservation agreement of the new buyer’s name.
• (C) Original Receipt of Reservation fee. If the change of name is requested for an unrelated party, the original reservation agreement and fee will be forfeited in favor of the developer and a new reservation fee must be made.

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Upon accomplishment of the Reservation Agreement, the buyer acknowledges that reservation fees are non-refundable and non-transferrable but shall be deducted and is part of the down payment for the clients unit.

Yes. Companies may purchase condominium units provided they submit specific documents and accomplish the forms needed for corporate clients.

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INDIVIDUAL clients who wish to reserve may do so by submitting the following documents:

1. Accomplished Individual Client Registration Form (ICRF).
2. Signed Computation Sheet and Availability Chart of the reserved unit.
3. Payment of Reservation Fee
   • (A) CASH PAYMENTS must be made and paid directly at RS Realty Concepts’ Head Office.
   • (B) CHECK PAYMENTS must be made payable to ONE KALAYAAN RESIDENCES INC.
4. Valid government-issued ID with picture and signature (Buyer and/or Spouse, if married).
5. Tax Identification Number (TIN) ID (Buyer and/or Spouse, if married).
6. Marriage and/or Birth Certificate.
7. Latest Proof of Billing Address (should be the same address as indicated in the CRF).
8. Proof of financial capacity – Certificate of Employment, Bank Statement.
9. Latest Income Tax Return (Buyer and/or Spouse, if married).

Yes. By virtue of the Condominium Act (RA 4726), foreign clients are allowed to purchase and own condominium unit/s provided that they comprise no more than 40% of the total owner citizenship of the whole project. In relation to such however, foreign individuals and/or corporations are prohibited by law to own land.

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FOREIGNERS who wish to reserve a unit may do so by providing the following reservation requirements:

1. Accomplished Individual Client Registration Form (ICRF).
2. Complete contact information and details of Attorney-in-fact on Buyer’s Information Sheet (BIS).
3. Signed Computation Sheet and Availability Chart of the reserved unit.
4. Payment of Reservation Fee
   • (A) CASH PAYMENTS must be made and paid directly at RS Realty Concepts’ Head Office.
   • (B) CHECK PAYMENTS must be made payable to ONE KALAYAAN RESIDENCES INC.
5. Valid government-issued and authenticated ID with picture and signature (Buyer and/or Spouse, if married).
6. Tax Identification Number (TIN) ID (Buyer and/or Spouse, if married).
7. Birth Certificate
8. Certificate of No Marriage (CENOMAR), if single or Marriage Contract, if married.
9. Photocopy of Passport and VISA with Manila entry and departure stamp.
10. Executed and authenticated Special Power of Attorney
    • (A) Copy of two (2) valid IDs of SPA
11. Latest Proof of Billing Address.
    • (A) mailing address of SPA
    • (B) certificate from addresses with two (2) valid IDs indicating address and three (3) specimen signatures.
12. Proof of financial capacity – Certificate of Employment, Bank Statement.

*note: Foreigners are currently only allowed straight or deferred payments only. Requests for payment arrangements may be coordinated with RS representatives.